Monday, August 30, 2010

NPR > Foreign Policy: The Mobile Banking Revolution

Jamie Zimmerman and Jamie Holmes / August 30, 2010

As recently as two years ago, mobile banking in the developing world was an object of skepticism among financial insiders. While proponents argued that cell phones could revolutionize personal finance in poorer countries, regulators warned of money laundering and most bankers worried that low customer balances wouldn't be worth the transaction costs. Many thought of "m-banking" as a niche product that, at most, could maintain the loyalty of existing traditional bank customers. Few imagined it might bring savings, credit, and liquidity to those who don't belong to a bank in the first place.


The M-PESA cell phone finance company offers clients financial transfers and withdrawals via mobile phones. The spontaneous and unplanned explosion of m-banking in the developing world has gone well beyond expectations. Photo: Brent Stirton/Getty Images.

Now, however, the doubters have been proved entirely wrong. The spontaneous and unplanned explosion of m-banking in the developing world has gone well beyond expectations. And the effects for development could be monumental.

[snip]

Three years ago, Safaricom, the Kenyan subsidiary of Vodafone, launched "M-Pesa," a mobile money-transfer service that essentially allowed vendors of mobile airtime cards — there are apparently 100,000 such vendors in the country — to institutionalize what they had been doing informally. M-Pesa wasn't the first service of this kind, but it has become the most successful by far. Today, M-Pesa has roughly 10 million customers in Kenya, 40 percent of the adult population. [snip]

[snip]

Other m-banking products that have met with surprising success are Celpay in Zambia and Gcash and Smart Money in the Philippines.

[snip]

By 2012, mobile banking operators could see nearly $8 billion in revenue just by expanding their services to the currently unbanked, according to an estimate by the Consultative Group to Assist the Poor (CGAP). In the developed world, m-banking is gaining traction in Australia, Britain, Korea, and Singapore, as well as in the United States.

[snip]

One scholar who has studied M-Pesa, Olga Morawczynski of the University of Edinburgh, estimates that rural households that are mobile money subscribers see their incomes increase 5 to 30 percent. And though an increase in income is often only a short-term poverty solution, savings and asset-building, as encouraged by programs like M-Kesho, move people toward sustainable economic independence in the long term.[snip]

[snip]

No matter what happens, however, in the context of global development the financial success of m-banking is already one of the greatest success stories of recent years. As U.S. Secretary of State Hillary Clinton said in January, these technologies are "allowing billions of people to leapfrog into the 21st century after missing out on 20th-century breakthroughs." And all it takes is a keystroke

Jamie Zimmerman is director and Jamie Holmes is program associate of the Global Assets Project at the New America Foundation.

Source

Monday, August 16, 2010

Rutgers ... Put[s] iPad To The Test In New Digital Marketing Program

April 20, 2010

NEW BRUNSWICK, N.J. – Each student enrolling in a new Mini-MBA: Digital Marketing Executive Certificate Program being launched at Rutgers, The State University of New Jersey, this summer will receive an iPad, but it’s not intended to be a shiny, new toy offered as a gift just for participating. Rather, the iPads will be an integral part of the 12-session program, customized with Apple’s help to provide a new dimension to executive education in a field being fueled by technology.

[snip]

High Resolution Version

Rather than offering the program online, the Rutgers Center for Management Development (CMD) is seeking to merge the benefits of in-person classroom learning with the power and flexibility of digital technology. Rutgers faculty are working with Apple to customize the iPad for use in the course and with programmers to develop apps specific for each of the 12 three-hour modules.

[snip]

The 36-hour course will be taught by both Rutgers faculty and leading practitioners from around the world. Module topics include digital marketing strategy, social media marketing, real time research and response, mobile marketing, online PR; digital brand management, understanding the new digital consumer, measurement and “ROI” (return on investment) of digital marketing, digital innovation models and digital transformation.

[snip]

The devices will come pre-configured with all required reading material, including cases, articles, chapters and videos pre-loaded for the students. “We are meeting with a team from Apple later this month to brainstorm unique ways to take advantage of the iPad technology,” Greenberg said.

[snip]

The Mini-MBA program is an executive education program designed for working professionals not currently enrolled in Rutgers’ MBA program. Participants qualify for a certificate at the completion of the course and three graduate elective credits toward the full-time MBA degree if they pass an optional exam. Students are not required to take the GMAT prior to enrolling in the program.

Source

[http://news.rutgers.edu/medrel/news-releases/2010/04/rutgers-to-put-ipad-20100420]

"Just A Little Off The Top ... ."

Saturday, August 7, 2010

World Summit Youth Awards 2010 >>>

[snip]  The World Summit Youth Awards mission is to empower youth by creating digital opportunity. In spite of their technological expertise, young people remain marginalized, unemployed and lacking voice in the decisions that affect them each day. We believe that if youth are given a space to showcase their skills, ideas and projects, they will be empowered as agents for social change and creativity. In addition, the networking and skill-sharing between award winners and WSIS delegates can open new doors to the information society.

[snip]

The WSYA selects and promotes best practice in e-Content and technological creativity, demonstrates young people’s potential to create outstanding digital contents and serves as a platform for people from all UN member states to work together in the efforts to reduce poverty and hunger, and to tackle ill-health, gender inequality, lack of education, lack of access to clean water and environmental degradation.

[snip]

The WSYA selects and promotes best practice in e-Content and technological creativity, demonstrates young people’s potential to create outstanding digital contents and serves as a platform for people from all UN member states to work together in the efforts to reduce poverty and hunger, and to tackle ill-health, gender inequality, lack of education, lack of access to clean water and environmental degradation.

WSYA is therefore both a showcase to the world for young e-content creators, journalists and writers, application designers, technologists and as well as a contribution on a global scale to adressing poverty, protecting the environment, sharing knowledge and empowering young people.

The WSYA is promoted in all UN member states through the networks of the World Summit Award (WSA) the UN Global Alliance for ICT, other participating UN Organisations and Agencies, governments and NGOs, youth organisations and all those committed to making a real difference in the achievement of the MDGs.

[http://www.youthaward.org/en_about-wsya_overview.html]

WSYA Winners 2010 – Overview

Category 01 – Fight Poverty Hunger and Disease

Project Title & Link / Producer

Winner > ANTI HIVIRUS  / [http://vir.us/] / Mr. Leung Chun San / China

Winner >> The Smallholders Farmers Rural Radio / [http://www.smallholdersfoundation.org/] / Mr. Ikegwuonu Nnaemeka / Nigeria

Winner >>> Nahrani.com – Improve Your Vocabulary And Provide Food To People In Need / [http://www.nahrani.com/] / Mr. Stanev Nikolay / Bulgaria

Runner up > Village Home Tourism / [http://www.alternativesnepal.org.np/index1.php?page=rural-development ] / Mr. Himali Ashis / Nepal

Runner up >> Donativa [http://www.donativa.com/] / Mr. Bakouch Ilyas / Morocco

Category 02 – Education 4 All

Project Title & Link / Producer

Winner >  Youth Ki Awaaz: Mouthpiece for the Youth / [http://www.youthkiawaaz.com/] / Mr. Tewari Anshul / India

Winner >> Clo's ship / [http://www.navediclo.it/] / Ms. Carbotti Silvia / Italy

Winner >>> KSNA (Knowledge & Science News Agency) Scientific Magazine / [http://www.ksna.ir/] / Mr. Rashidi Mohammad / Iran

Runner up > SME Challenge / [http://www.retopyme.com/]  / Mr. Peyré Santiago / Argentina

Runner up >> Sexual Maturation And Menstrual Hygiene Management Practices Associated With School Girls In Ghana / http://afawigh.org/ / Mr. Kwesi Agyei Philip / Ghana

Category 03 – Power 2 Women

Project Title & Link /  Producer

Winner > Women’s Forum / [http://www.women-forum.net/]  / Ms. Corobco Natalia / Azerbaijan

Winner >> We Are All Laila / [http://kolenalaila.com/en/] / Ms. AbdElRahman Eman / Egypt

Winner >>> We Are Not Inferior To Anybody / [http://www.owopakistan.org/] / Ms. Khushi Samina / Pakistan

Runner up > Effemine Blog - For Making Change / [http://effemine.hu/blog/] / Ms. Petra Gönczi Hungary

Runner up >> Mother Nature / [http://dotunsblog.wordpress.com/] /  Mr. Adewunmi Dotun / Nigeria

Category 04 – Create Your Culture

Project Title & Link / Producer

Winner > artur.org.hu - Online Guide On Contemporary Architecture / [http://artur.org.hu] / Mr. Kovacs Daniel / Hungary

Winner >> WupY "What's up Youth" / [http://www.wupy.org] / Mr. Mosaad Abdullah / Egypt

Winner >>> Afrique In Visu / [http://www.afriqueinvisu.org] / Ms. Mercier Jeanne / France

Runner up > Nuok / [http://www.nuok.it]  / Ms. Avallone Alice Italy

Runner up >> Lemon24.com / [http://www.lemon24.com] / Mr. Khan Suny Md Ashraf / Bangladesh

Category 05 – Go Green

Project Title & Link / Producer

Winner > VERDEate.com, Challenge Your Green Side! / [http://www.verdeate.com] /  Mr. Bustamante Sebastián /  Spain

Winner >> Colour Me Green Campaign / [http://www.colourmegreencampaign.com] / Mr. Yao Ren Liew / Malaysia

Winner >>> Climate Change Virtual School For Youths /[http://www.driafrica.org/virtualschool.html] / Mr. Mabika Verengai / Zimbabwe

Runner up > Eco Options Egypt / [http://www.ecooptionsegypt.com] / Ms. Abbas Omnia / Egypt

Runner up >> Green Brigade / [http://www.greenbrigade.co.nr ]  / Mr. Chitranshu Tewari / India

Category 06 – Pursue Truth

Project Title & Link / Producer

Winner > Social MDGs / [http://www.socialmdgs.com]  /  Mr. Stapleton Baxter / United States of America

Winner >> Forgotten Diaries / [http://www.forgottendiaries.org] / Ms. Selene Biffi / Italy

Winner > JOIN Informed Youngsters / [http://join.org.mx/] /  Mr. Rivera-Sanchez Juan Rafael / Mexico

Runner up > Urban Journeys / [http://www.dawn.com/wps/wcm/connect/dawncontent-library/dawn/urban-journey/on-a-bus] / Mr. Siddiqui Salman / Pakistan

Runner up >> Pamir Times / [http://www.pamirtimes.net] / Mr. Muhammad Noor / Pakistan

Source

[http://cms.icnm.net/upload/web/3/medien/WSYA_Winners_Announcement_2010.pdf]

With Abstracts >>>

[http://cms.icnm.net/upload/web/3/medien/WSYA_WinnersAnnouncement_2010_Press_Release.pdf ]

2009  World Summit Youth Award Winners (w/Video Clips)

Over 600 projects were evaluated in a three-round judging process by an international jury of 20 experts in the fields of youth engagement, new media and social entrepreneurship.

Source

[http://www.youthaward.org/en_winners_winning-projects-09.html] 

Success Stories

[http://www.youthaward.org/en_winners_success-stories.html]

WSYA WINNERS EVENTS 2010

[snip]

The results and winning youth projects of WSYA 2010 will be presented at the WINNERS EVENTS where the most committed and creative young people from around the world will be brought together with the UN Millennium Review Summit Leaders in New York City from 18-22, September 2010.

The WSYA WINNERS EVENTS in New York will be orchestrated as a four-day experience with workshops, exhibitions, project presentations and interactive sessions to bring winners, partners, boards, business leaders and experts from all over the world together.

Highlight of the Events will be the unique ceremony to honour a group of young multimedia professionals who - through their highly motivated, creative and future oriented work - contribute significantly to the development of a quality information society, the bridging of digital divides and to reaching the UN Millennium Development Goals.

Eighteen winning teams in six categories from all over the world will be presented and receive their certificate and trophy from dignitaries of government, the private sector and the United Nations.

Source

[http://www.youthaward.org/en_contest_winners-events.html]

World Summit Youth Award Global Sponsors

[http://www.youthaward.org/en_partners_sponsors.html]

Friday, August 6, 2010

The Challenges & Promise of Mobile Technology > Joe Murphy > IFLA PAC News > August 2010

The global reach of mobile has spread to libraries. The impact of mobile technology on information seeking behavior, interpersonal communication, and patrons’ expectations for services is starting to affect the way libraries are conceived of and imprinting itself upon the design and delivery of library operations. The expanding focus on mobile technology is literally changing the way libraries around the world do business.

[snip]

Our Mobile Futures

The future of libraries is change. Mobile technology is impacting many aspects of our cultures, most especially in regards to information, reading, and scholarly communication. Libraries are changing as well to keep pace with these pressures. We are putting our time-tested skills to use by reimagining library services and collections for the mobile age on a global scale. The infl uences upon demand for mobile access and communication vary across geography, but the trend itself ties us together as a world-wide profession that is more closely connected thanks to and because of mobile technology. We are all now serving end users with widely global connections amongst themselves and with the information they are engaging.

Bright futures are possible for libraries in a world of mobile technology. But they are not guaranteed. It is up to us librarians to ensure that we are critical in embracing the changes needed for adapting to these evolutions in expectations. This may require that we carefully decide, as individual libraries and as a profession, if we want to embrace change and stay relevant as the information sphere enters the world of mobile or if we want to maintain our previous roles and sustain our former success in a niche more heavily reflective of the past.

Source And Available From

[http://www.slideshare.net/joseph.murphy/ifla-pac-mobile-murphy]

[http://www.ifla.org/files/pac/ipn/51-august-2010.pdf]

Joe Murphy / Yale University Library > Librarian Extraordinaire

[http://mobile-libraries.blogspot.com/2009/07/librarian-extraordinaire.html]

Thursday, August 5, 2010

QuestionPoint Continues To Evolve With Mobile Webkit Qwidget / Texting

With this release, your users who navigate the Web via their compatible mobile devices will have the ability to use an optimized Qwidget to connect with their librarian. In addition, iPhone users will be able to download a direct link to the Qwidget onto their home screen, represented by an icon (similar to an ‘App’ icon). This will allow them to begin a Qwidget session without first navigating to the library website via their mobile browser.

Although it will import all of the text and other characteristics of the Qwidget built by libraries in the QuestionPoint Administration module, this new, optimized Qwidget has a standard mobile interface, size and color.

Source



Qwidget is the QuestionPoint® chat widget, a chat box you can place on your library’s Web site, in your WorldCat® Local pages, on your Facebook page, or anywhere users are likely to need help. Qwidget is optimized for mobile devices, and users can bookmark it directly to their home screens. Qwidget is easy to set up—just select the style and options you want, preview it and add it to your Web site.

[more]

Source


Texting

U.S. libraries that subscribe to both QuestionPoint® and Mosio’s Text a Librarian™ can now receive SMS text questions in QuestionPoint at no additional cost.* This allows the QuestionPoint library to integrate all its methods for receiving questions—e-mail, chat, text messages, and even telephone and in-person[

[more]

Source


See Also

A/V > QuestionPoint Goes Mobile

Monday, August 2, 2010

WilsonWeb > Mobile / ReadSpeaker

Soon you can search WilsonWeb from wherever, wheneverwith the new WilsonWeb Mobile interface. Designed for use on your mobile phone,

WilsonWeb Mobile features many of the popular tools researchers appreciate in the desktop version: basic and advanced searching, article translations, interface preferences, co-branding, multi-database searching, and more.

Links To WilsonWeb Mobile Demo Available At

[http://www.hwwilson.com/wilsonmobile/index.cfm]

Source

http://www.hwwilson.com/newsletters/2010/newsletter_0710.cfm

Also Discovered >>>

ReadSpeaker (Text-to-Speech) : 


Audio is available for all Full Text HTML records. This link can be found in the full text popup window for records in the HTML format (as illustrated below), as well as, in the single view of a full text HTML record found by clicking on the title of the record. The user may then select from the Male or Female voice choice, plus save the record in an MP3 format for later listening.

Source

[http://bit.ly/bDupDx]

See Also

PR > Wilson Launches New WilsonWeb Mobile Interface for Smart Phones and Other Mobile Devices

[http://bit.ly/dtTCmN